Five tabs built around one question: what do your dividends actually pay you, and when. Nothing here routes an order or connects to a brokerage.
Your paycheck home, front-loaded with money-now numbers: this week's cash — DRIP vs. cash if you've tagged it — an income horizon out to a year, your monthly goal, and year-to-date progress. Income health, dividend growth, and safety notes sit further down. Every panel can be reordered, hidden, or collapsed to a one-line summary, and DivCheck remembers how you left it.
Every holding in one sortable, searchable list. Add a DRIP toggle, a tax flavor (qualified / ordinary / unknown), notes, and an average cost to see yield on cost per position. Share a month's estimate as plain text when someone asks "how much did that pay you?"
A month grid marking estimated pay dates — when a company hasn't published one yet, DivCheck infers it from the ex-date and marks it with a ~. Each entry shows buy-by, ex-date, and paid-on, labeled declared vs. estimated. Add payouts straight into Apple Calendar with write-only access, or save an .ics file instead.
Headlines for the tickers you actually hold, plus a bit of general market news for context. No live quotes, no order tickets — just reading material.
Set your monthly paycheck goal, switch appearance (light, dark, or system) and accent tint, manage accounts and your watchlist, review import notes, and find the legal and privacy copy. Start Over gives you two confirmation-guarded resets: clear all holdings, or reset settings back to defaults.
Money-now numbers lead; the deeper analysis panels sit below, and every one of them is free.
This month, next month, next 6 months, and this year at a glance — not just this week.
A bar chart of projected payouts across the next 12 months, so you can see which months run heavy or light before they arrive.
How much your portfolio has actually paid this calendar year, as a headline figure and a progress bar against the full year's projection — "38% of $4,200 projected for 2026." When the forward estimate and trailing twelve months differ by 10% or more, DivCheck says so directly. Unlock adds a line comparing this month's estimate against deposits you've logged.
A collapsible answer to "how fragile is this paycheck?" — your top contributor's share (flagged past 40%), how much of projected income carries a safety flag and which tickers, a heads-up when a month runs roughly double or half the average, and your top three contributors by dollars and percentage.
Holdings whose dividend rate is rising year over year, each with its consecutive-payment streak in years. Only increases show up here — cuts and pauses stay in Dividend changes — and DivCheck compares the typical payment in each year so a shifted ex-date or a one-off special can't pass for growth.
Raises, cuts, and suspected pauses, with the annual dollar impact — "about $84 more per year" — so a change registers as a number, not just an alert.
Per holding: payout ratio, payment streak, and plain-language warnings like "Payout ratio over 100% — the dividend may not be covered by earnings" or "This yield looks very high (14%). Check whether a cut is likely." Signals from the payout history, not a credit rating.
Drag panels into any order, turn off the ones you don't use, and collapse long ones to a one-line summary — DivCheck remembers what you left collapsed. Reset returns everything to the default arrangement, which leads with money-now information and puts safety warnings at the bottom.
A one-tap image for Messages, social apps, Photos, or Files, through the standard iOS share sheet. It shows monthly income, the yearly estimate, holding count, goal coverage with a progress bar, dollars paid so far this year and percentage of projection, your top three contributors, a safety-flag line if applicable, the date, and "Estimates only · not financial advice" in the footer. Find it via the share icon in the dashboard toolbar, or the Share Your Progress panel.
Creates all-day events for up to 60 upcoming payouts, titled like "SCHD dividend ~$48," with notes recording declared vs. estimated and the ex-date. DivCheck requests write-only calendar access — it can add events but can never read what's already on your calendar. Tapping again skips anything already added and tells you so ("12 added, 8 already added earlier"). Saving an .ics file is still there as a fallback. Find it in the Calendar tab toolbar and the dashboard's Upcoming Payouts panel.
No brokerage login, ever. Import is a one-time file, not a live sync.
Position exports from Fidelity, Schwab, Vanguard, and IBKR, or a simple ticker,shares list you paste or type. Cash, money-market funds, and options positions are skipped automatically.
DRIP toggle, tax flavor tag, free-text notes, and an average cost basis so DivCheck can show yield on cost alongside the raw payout estimate.
Sort and search your holdings list, and ask Siri or the App Shortcut "What's my DivCheck paycheck this week" for a quick answer without opening the app.
A local notification the morning of a payout, and optionally 1–14 days ahead, so nothing lands as a surprise.
A heads-up when a holding's payout changes meaningfully, along with the annual dollar impact, so you can decide whether to look closer.
A nudge when you're closing in on — or falling behind — your monthly income goal.
All notifications are local to your iPhone — DivCheck doesn't run a server that pushes them to you.
No subscription. Everything below is a single purchase, restorable from the paywall.
Go past 15 holdings, and split things across taxable, brokerage, IRA, Roth, or a spouse's account.
Track tickers you don't own yet — DivCheck's own list, separate from anything in Apple's Stocks app.
Record what actually hit your account and compare it against the month's estimate, so the dashboard isn't only a forecast.
Pick any ticker — owned or not — and a share count to see monthly and yearly income before vs. after, the cost at the last price, and how it moves your goal. Add straight to your portfolio or watchlist.
A breakdown of which holdings actually fund the paycheck, so you can see concentration at a glance.
A year-to-date rollup by tax flavor tag — qualified, ordinary, unknown. Helpful context, not a 1099-DIV.
Export holdings and deposits to CSV, or back everything up to a JSON file you control — saved wherever you like, not synced to iCloud automatically.
Home Screen widgets in small, medium, and large sizes, plus Lock Screen widgets (circular, rectangular, inline) for this week, next month, six months, the year, or goal progress.
Keep this week's paycheck visible from the Lock Screen and Dynamic Island while it's running.