DivCheck is an iPhone app for tracking dividend income. This policy covers the app and this website — plain English, nothing hidden in fine print.
Last updated August 29, 2026 · DivCheck is developed and operated by Krasimir Konov, United States.
There's no sign-up, no DivCheck login, and no profile stored on our servers. Nothing you enter is tied to your name or email, because we never ask for either.
Your holdings, share counts, notes, watchlist, logged deposits, accounts, goals, backups you choose to save, your unlock status, notification preferences, appearance settings, and your dashboard layout (panel order plus what's hidden or collapsed) are stored using Apple's on-device storage, including the App Group used to share data with widgets. DivCheck also keeps a small local record of which payouts it has already added to your calendar, so tapping Add to Calendar again doesn't create duplicates. We cannot see any of this unless you choose to email it to us for support.
Apple. The one-time unlock purchase, App Store receipts, and purchase restoration are handled entirely by Apple through StoreKit. Apple's own privacy policy governs that billing relationship — DivCheck never sees your payment details.
The internet. When you refresh prices, dividend history, or news, DivCheck requests public market data. The tickers you're tracking are sent as part of those requests so the right data comes back. Responses may be cached on your phone briefly to avoid asking again unnecessarily.
This website. Like most websites, this site may be served by a standard web host that logs basic technical information such as IP address and browser type. This site does not run its own analytics or advertising trackers. If that ever changes, this page will be updated first.
Payday, raise/cut, and goal reminders are local notifications scheduled on your iPhone. We don't operate a push server and never send you a notification from outside the app.
If you tap Add to Calendar, DivCheck asks iOS for write-only access to your calendar so it can create dividend payout events. This permission lets DivCheck add events — it cannot read anything already on your calendar. You can review or revoke it anytime in iPhone Settings → Privacy & Security → Calendars. Saving an .ics file instead doesn't require this permission at all.
CSV imports, CSV exports, JSON backups, and the shareable progress-snapshot image are all created on your device. Nothing is uploaded automatically — a file or image only leaves your iPhone when you choose where it goes, through the Files app or the standard iOS share sheet.
DivCheck is not directed at children under 13 (or under 16 in regions that require it), and we don't knowingly collect information from children — in part because we don't collect personal information from anyone.
Delete the app to remove everything stored locally. Use Restore Purchases, through Apple, if you reinstall or move to a new device. Uninstalling the app does not refund an in-app purchase — refunds go through Apple.
Apple (App Store and StoreKit) and our website host are the only third parties involved in running DivCheck. We do not use advertising networks, and we do not sell or share your information because there is no account or personal data of yours for us to sell.
We may update this page as the app changes. The date at the top will always reflect the latest version.
Questions about this policy: support [at] divcheck [dot] app.